Flexible Financing

Low Rates, Easy Terms

Finance your golf cart from 5.99% APR. Terms 36-84 months. $0 down available. Soft pull pre-qualification in minutes — no credit score impact.

Estimate Your Monthly Payment

Rates based on credit tier. Your actual rate may vary.

TermBest Rate (720+)Standard Rate (680-719)Min ScoreEst. $15k Payment*
36 months5.99%7.99%720+$456
48 months6.49%8.49%700+$356
60 months6.99%9.99%680+$297
72 months7.49%10.99%660+$259
84 months7.99%11.99%640+$234

*Estimated payment for $15,000 loan at best rate. Excludes tax, title, license, doc fees. Actual payment varies.

Quick Payment Calculator

Get a rough estimate in seconds. Final numbers require a soft pull application.

Estimated Monthly$287/mo
Total of Payments$17,220
Total Interest$2,220
Get Exact Quote

Why Finance With Us?

  • Multiple Lenders

    We shop 15+ lenders to find your best rate — not just one bank's offer.

  • Fast Approval

    Most decisions within 2 hours during business hours. Same-day funding possible.

  • No Prepayment Penalty

    Pay off early anytime. Save on interest with no fees.

  • Bundle Everything

    Cart + accessories + lithium + delivery = one payment.

  • Soft Pull First

    Check your rate with zero credit impact. Hard pull only if you proceed.

  • Credit Challenges OK

    We specialize in finding solutions for scores down to 600.

Financing FAQ

What credit score do I need?
We work with scores as low as 640. Rates are best at 720+. Even with lower scores, we often find options through our lender network.
Is there a prepayment penalty?
No. All our lending partners allow early payoff without penalties. You can pay off your loan anytime and save on interest.
Can I finance a used/pre-owned cart?
Yes! Certified pre-owned carts qualify for the same rates. Terms may be slightly shorter (max 72 months vs 84 for new).
What's the application process?
1) Soft pull pre-qualification (no credit impact) → 2) Select cart & finalize → 3) Hard pull for final approval → 4) Sign docs digitally → 5) Schedule delivery.
Do you require a down payment?
$0 down options available for qualified buyers. Putting money down lowers your monthly payment and may improve your rate.
Can I include accessories in financing?
Absolutely. Lifts, wheels, enclosures, audio, lithium upgrades — all can be rolled into your loan amount.
Start Your Application